Lord Belgrave, a Ripple backer since $0.18, has caused speculation about the XRP price trajectory. In a recent X post, he points out XRP’s confinement to CEXs, noting that centralized exchanges often create an ecosystem driven by short-term speculation.
This ecosystem, Belgrave notes, negates Ripple’s original purpose as a tool for cross-border payments. Moreover, he is convinced that the XRP price will only test its ceiling when it is used in the ecosystem it was built for.
Now, at the time of writing, the XRP price is $2.47, representing 18% losses since last month. Following these sell-offs, many investors now focus on PayDax Protocol (PDP), pointing out its unique DeFi products and robust RWA infrastructure. Furthermore, top analysts say PDP could 13,233% within 3 months, outperforming XRP as the best cryptocurrency to buy right now.
The People’s DeFi Bank Emerges
PayDax Protocol (PDP) is the answer to the traditional banking system, which profits disproportionately at the expense of depositors. These banks pay sub-zero interest on deposits while using that same money to earn returns 20 times higher.
Tired of this one-sided system, investors are rushing to join PayDax’s democratic lending community. Now, users negotiate interest rates on their own terms, while lenders earn up to 15.2% APY on their loans and stakers earn 20% APY for insuring network loans.
On the borrowing side, users can tokenize blue-chip cryptos or RWAs such as artwork or gold, receiving high-LTV stablecoin loans. As a result, investors no longer have to sell assets for quick cash.
Security Built on Action, Not Promises
PayDax has taken the security of lenders seriously from day one. The project is audited by Assure DeFi, and the team is fully doxxed. Furthermore, PayDax is backed by a network of world-class custody providers, ensuring all collateral is authenticated and secured.
These collaborations include:
- Jumio: Borrowers undergo stringent KYC verification.
- Chainlink Oracles: The PayDax dApp v.1 uses Chainlink Oracles to secure real-time validations for all loans and collateral.
- Sotheby’s: Sotheby’s authenticates all RWAs before they can be tokenized on PayDax.
- Brinks: Brinks holds physical custody of all user collateral, guaranteeing the highest degree of security for users.
Secure PDP Token at an Underpriced Entry
PayDax is making waves for its fully-democratic financial ecosystem, but for long-term investors, PDP’s ongoing presale offers the most compelling opportunity. Currently in stage one, PDP trades for just $0.015, which will be the lowest price until stage-based price increases.
Market experts are optimistic that PDP will hit $2 in 2026, driven by its unique suite of DeFi products, a fully doxxed team, and robust RWA infrastructure. Should this prediction hold, it would mean over 13,233% gains for investors entering PDP from this moment.
However, this window is closing fast as investors rush to take advantage of the 25% available using the code PD25BONUS. Ready to join the people’s DeFi bank? Buy PDP tokens today!
Join the PayDax Protocol (PDP) presale Today
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