Ripple CEO Brad Garlinghouse sent a recent message to the XRP community, praising them for “showing up in force” at the recently concluded XRP Seoul 2025 event. Meanwhile, further accolades have been given to the new Paydax (PDP) DeFi bank for being the first-ever Web3 DApp to support over 100 cryptocurrencies and tokenized Real-World Assets (RWAs).
Paydax (PDP): The New DeFi Bank For Crypto And RWA Borrowing
Ripple and XRP have long been associated with cross-border payments, but Paydax is set to address a different challenge: how investors can leverage crypto and tokenized RWA within a decentralized financial system. This new platform is designed to help users borrow and lend digital assets without selling their holdings for liquidity or dealing with the lengthy procedures of traditional banks.
This means that, in addition to borrowing against assets, users will be able to use tokenised versions of RWAs—such as gold, real estate, luxury items, and art—as collateral. By introducing this capability, Paydax is bridging the traditional finance system with the decentralized economy. It is a revolutionary concept that could redefine the DeFi lending landscape, much like Ripple did when it first introduced XRP to the global payments market.
Game-Changing Features Driving The Next Wave Of Growth
Paydax is developing a broad ecosystem of decentralized tools aimed at improving user experience and maximizing value. Among its key features are:
| Features | What It Does | APYs |
| Redemption Pool | An insurance fund to protect lenders from borrower defaults. | Up to 20% |
| P2P Lending | Borrowers and lenders interact directly while accessing yields. | Up to 15.2% |
| PDP and crypto Staking | Stake PDP tokens for passive income | Up to 6% |
| DeFi Vaults | Stake stablecoins, ETH, and other altcoins | Up to 6% |
Just like Ripple prioritizes user safety, Paydax incorporates top security protocols like:
- Gnosis Safe multisig wallets to protect users’ digital assets from unauthorized access.
- Bug bounty programs to quickly identify vulnerabilities
- An emergency shutdown system to maintain stability in unexpected circumstances.
Officially, Paydax’s smart contract has been audited by Assure DeFi, confirming its security and integrity.
Strong Leadership For A Long-Term Vision
Leadership has always played a decisive role in the success of blockchain projects. The growth of Ripple and XRP serves as a clear example of what strong leadership backed by a dedicated community can achieve. Paydax follows a similar model by creating a transparent leadership structure to foster trust and long-term growth, while also forming partnerships with major industry names, including Sotheby’s, Brinks, and Crypto Astronaut.
The leaders host regular AMAs and podcasts to ensure open communication, transparency, and direct engagement. Additionally, Paydax has undergone a thorough KYC verification, reinforcing its credibility and security.
Paydax Presale Gains Momentum With Over $750,000 Raised
Paydax’s native token, PDP, is currently on presale and selling out fast. The scale of the momentum has already seen commitments surpass $750,000, with more investors rushing to secure tokens daily.
Much like Ripple and XRP saw exponential growth during their early phases, the PDP token is generating remarkable interest at its presale stage. The biggest draw for investors right now is its low entry price of just $0.015 per token. At this level, interested participants have the rare opportunity to get in early before demand and future exchange listings drive the price higher. For those who want to get ahead, joining the presale now could be the smartest move before the market takes notice.
Exclusive 80% Presale Bonus For Early Adopters
Adding to the excitement, Paydax has announced an 80% presale bonus on PDP token purchases. This time-limited bonus rewards investors with additional tokens and also supercharges the potential upside once the project progresses beyond the presale.
For instance, using the promo code PD80BONUS to buy 200,000 PDP tokens for just $3,000 ($0.015 per token) gives you an additional 160,000 coins, bringing your total holdings to an impressive 360,000 PDP tokens.
Final Take—Why Paydax Deserves Attention
The CEO of Ripple has reminded the XRP community of the value of persistence and collective support. This same principle applies to emerging projects like Paydax. With its DeFi bank, which enables tokenized RWA and crypto borrowing/lending, Paydax presents itself as a project with real utility and incredible growth potential.
If Ripple and XRP provide cross-border solutions, Paydax solves traditional lending and borrowing challenges with its DeFi approach. For those interested, the PDP presale offers a one-time chance to secure tokens at a discount, accompanied by an additional bonus offer to boost potential gains.
Unlock DeFi Opportunities With The Paydax (PDP) Presale:
Website: https://pdprotocol.com/
Telegram: https://t.me/PaydaxCommunity
X (Twitter): https://x.com/Paydaxofficial
Whitepaper: https://paydax.gitbook.io/paydax-whitepaper
